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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Being a homeowner for about 18 years and having made multiple purchases the mortgage portion is usually the hardest and most frustrating. This time around it was different Jeff made the experience easy and get it and not as complicate As other brokers that I have worked with. I highly ... READ MORE Eli goldstein Home owner
Hi would like to recommend Jeff Hanks, he did a very good job as he was my loan officer when I was in the process of buying my home. From the outset, I found Jeff to be straightforward and transparent with me. He made it clear he wanted my business, but was very upfront in setting ... READ MORE Ibrahima Traore Homeowner
I was very happy with my experience with Jeff. He was thorough and very helpful. He took the time to explain to me in detail the finance process and how it works. Great job!! I would recommend him to everyone. Thank you again. Donna L Brimhall
Jeff worked tenaciously and tirelessly to get our mortgage and he did so successfully! We're grateful. David Roth
Our family goal was to be able to budget for a house at the end of this year. I initially called Jeff to get us ready for what we needed to do to meet our goal. He took the time to look at the logistics and was able to help us buy our home sooner than expected! Jeff was available ... READ MORE Shannon Hardy Project Manager
Jeff kept me informed through the entire loan process. There were some delays, but Jeff and his team worked through them and we got the loan processed. Mark Chebul
My experience was great and the process was rather quick. Janette Silva
Jeff is the best!!!!!!!! He was able to close my loan and do it quickly after falling through with another lender. Amanda Blum
Jeff did an outstanding job. He keep me informed throughout the loan process. I would highly recommend him to friends, family, and business associates. Frances Pizzo Armenta Sales Director
Jeff is a great Loan Officer and business partner! He makes the process easy and fun! Monalisa Amparan American TItle
We are very Blessed that God used Jeff to help us get our new home. Jeff is very is to talk to and he is a great listener. Jeff and his staff keeps you informed and builds confidence every step of the way. I recommend Jeff HIGHLY when it comes to getting one ready for a home purchase. ... READ MORE Ron jones Ron jones Park Ranger
I have worked with Jeff for two years now and each transaction has been straight-forward and seamless. We have always closed on time and my clients have been very happy working with Jeff and his Qualify Team. My favorite part of working with Jeff is the level of communication that he ... READ MORE Kelly Brennan Realtor at JK Realty
I have worked with Jeff in two transactions and he and The Qualify Team have taken care of me and my family. In dealing with loans, it really helps to have a trustworthy and funny person to work with to help get through all the details. I would highly recommend Jeff and his team. Jonah Luster Business Development
Jeff and the Quality Team were amazing! They made it "easy" to purchase our new home. They work well together, they move quickly to get everything done in a timely manner, and they made us feel like "a million bucks!" Thanks so much everyone for your hard work and ... READ MORE Blanca Jones Reinstatement Analyst
Jeff is honest, hard working, trustworthy, and really takes the time to explain things to you. I would higjly recommend him. Tommy James Counselor
Jeff Hanks is awesome at his job! Jeff and his team my the loan process so easy. i will use him always! Brian Brimley
Jeff is one of the most talented Loan Originators I know. In just a few short months he has put together one of the strongest teams at AmeriFirst financial. I know he takes personal pride in the way he conducts his business and is constantly trying to improve his systems. Jeff has a ... READ MORE Mike Demke Mike Demke Business Development
Jeff took great care of me and my family. Made the loan process easy and helped every step of the way. Nathan Luster Nathan Luster Business owner
Jeff Hanks and the team at AmeriFirst made the whole process painless, I would highly recommend their services. Aaron Jensen
Jeff was extremely quick to reply to the many questions I had while going through the loan process and explained everything very clearly. He made the whole process easier than the all of the other home loans I have applied for. Thanks for all your help Jeff! Tory Golf Professional
Jeff was extremely patient and helpful in getting our refinancing done. Thank you Jeff and AmeriFirst ! Chris Combes
Jeff was extremely patient and helpful in getting our refinancing done. Thank you Jeff and AmeriFirst ! Chris Combes
This is the 3rd Home Loan\Refinance that I have done with Jeff Hanks. Even after he moved to a different company there is no one else that I would trust in assisting me with this kind of a process. He pays attention to the details and does everything he can to put me at ease and make ... READ MORE Brian Kane Director of IT

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