Skip to Content


State License: AZ #922313

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Jeff was courteous, efficient, and knowledgeable. He processed our loan quickly and made the process very easy on my end. Dee Gay
Jeff delivered again! He is my go-to mortgage guy! He is very responsive and knowledgeable. His pricing is great and will continue to go back and back and back. Looking forward to the next transaction. Stuart Neeley
Jeff did a great job helping me with my refinance. He was excellent at communicating with me the process and helped answer all of my questions. I would highly recommend using Jeff and will use him in the future for my mortgage needs. Michael T McDonald Business Owner
We recently had the pleasure of working with Jeff Hanks to refinance our home. I would not go to anyone else. He researched to find the best type of loan for us and was with us through every step of the process. He kept us informed and was positive and professional throughout ... READ MORE Stephanie Mosley
Jeff handled my recent mortgage refinance. The transaction was quick and efficient. He and his team kept me in the loop at all times. I was able to save substantial money. I highly recommend Jeff Rose Smith
Jeff Hanks is Wonderful! As we bought the house directly from the owner, no realtor , he guided us through the steps to make our dream come true! Thank you Jeff for your great work! Randy Spontak Randolph Thomas Spontak
Jeff did a great job of working with us to refinance our home. He was responsive to questions we had and we were able to lock in at a great rate due to his guidance. I highly recommend Jeff for any of your lending needs. Eric Vogelsberg CFO
I recently completed a refinance of my home with Jeff Hanks. I was extremely pleased with the process. Jeff kept me informed throughout every step of the refinance and answered my questions promptly. I would not hesitate to recommend him to anyone looking for a refinance or purchase mortgage. Sue Miller
Jeff and staff were fantastic throughout the entire process of my home purchase. It started with the initial contact and continued through settlement. There were no surprises or complications and everything went smoothly. Very professional and I will use them again when needed. Mark Jackson Client
Buying a mortgage is one of the most important financial decisions you will ever make. Jeff is an excellent person to guide you through this complicated and cumbersome process. He gives sound advice, presents options, is honest and not pushy, and works with you to get a good deal. ... READ MORE Tom Cremer
We worked with Jeff on the purchase of our first home in Arizona, and it went well. In fact, it went so well we worked with him again on the refinance of the same home. In both cases, Jeff and his staff were a pleasure to work with, the process was smooth and understandable, and the ... READ MORE Mike N
My wife and I worked with Jeff buying our first home, he was referred to us by a relative. Jeff did a fantastic job helping us understand every part of the process and answered all of our questions regardless of the topic or part of the process we were in. There was a tough patch where ... READ MORE Isaac Jones
Jeff and his team are amazing! Very responsive and communicates everything very clearly. I would recommend Jeff to anyone! You won’t be disappointed! Sara Olmedo
I can safely recommend Jeff to anyone. He is knowledgeable, professional, personable, and capable. The only thing that would make Jeff better is if he actually paid for your loan payments himself, but that shortcoming aside -- this man is magnificent. Elliot Horowitz Elliot Horowitz Owner StarNet Solutions
Jeff did an amazing job on helping us get a great rate on our refinance. The whole process was a breeze. Thanks again for all of your hard work!! Cass Carter
Before getting referred to Jeff, I had been dealing with a large banking corporation. They were slow and would never return calls or emails. Jeff is just the opposite. He is very attentive and helpful and made the process efficient and painless. I would definitely recommend him to ... READ MORE Kristy Sparkes
Jeff was professional and easy to work with. The entire process from start to finish was a breeze. There was never any confusion or hiccups. Thanks Jeff! Brad Hawkins Regional Sales Manager
Jeff is seriously one of the best and most thorough Loan Officers I have ever worked with. He did our first loan when we bought our home almost 3 years ago. He is with a new agency now and we used him to refinance our home. It was a wonderful experience. He is very good, ... READ MORE Charles Neill Charles Neill Senior Components Engineer
After starting a mortgage process with one of the larger banks and because of a mistake by them in the calculations, my mortgage is not going to happen on time. I then came across Jeff Hanks whom immediately found the problem and took control of my mortgage and came through within the ... READ MORE David Brown
Jeff was amazing from start to finish! From getting an emergency pre-approval letter on a Saturday afternoon to put in an offer on my home to constantly updating me on the process as this is my first home and I wasn't in the state. I highly recommend working with Jeff! He is way ... READ MORE Kayla Harris Benefits Specialist
Not only is Jeff professional and knowledgeable, I felt he truly cared about making sure everything was right for my needs. The process was made very easy. Everything was explained in a way I could understand. I will always refer friends and family to Jeff, and will absolutely ... READ MORE Carrie Tilley Carrie Tilley Benefits Manager
Professional service, on time, delivered as promised. James Hawkins Homeowner
Jeff did an amazing job through the entire process. He delivered with what he said initially. He communicated throughout the entire time to keep me informed. Was very professional, knowledgeable and took time to walk through whatever I wanted to better understand. No surprises. No ... READ MORE Stuart Neeley VP of Finance
Jeff was simply phenomenal in helping me out with the purchase and sale of my new home. He went way above and beyond to help me determine what would suit my financial needs and how to go about it. He was always readily available to clarify and discuss the financial issues involved. He ... READ MORE Suchie Adiga
Jeff was absolutely great to work with on the financing of our home purchase. He and his team were professional and knowledgeable in guiding us through the home financing process. They communicated extremely well with us and were very responsive whenever we had questions. They ... READ MORE Chris Jones Attorney
I have been a mortgage lender in the past. I am very picky when it comes to a lender representative. Jeff Hanks was a consummate professional! He and his team exceeded my expectations. They were very organized and thorough. They performed their duties ahead of deadlines and fulfilled ... READ MORE Jeremy Gordon Jeremy Gordon Project foreman
Jeff did a great job, very knowledgeable and experienced. Jeff and his team always kept me up to date and were always working in the background while waiting to lock in my my refinance rate. Jim Wollum Engineer
Jeff did a fantastic job of watching the interest rates and locking mine in at the perfect time. Additionally he did a fantastic job of keeping me informed of the progress of the loan through out the entire process. I would recommend using Jeff Hanks for any new home finance or ... READ MORE Jaymie Jones Agency Principal
Jeff was great through the process. Very straight forward. I’m glad I could rely on him to help me when to lock in a rate. I highly recommend Jeff he is knowledgable and very professional. Jordan Hales Director of Sales
Jeff was a huge help in getting our refinance done. He made us feel like we were his most important clients. I personally witnessed him treating his other clients the same. Jeff had our best interests in mind from day one and he took the time to answer all of our questions. He ... READ MORE Gary Krauser
I have held off in the past from refinancing my mortgage because I didn't want to go through the hassle of it all. I was blown away with how simple and smooth the process was with Jeff and his team. I was able to sign most the documents just from my phone or computer. The few ... READ MORE Jason Hanks Jason Hanks Director of Sales Development
Jeff has been awesome for us. He got us the best deal and really has our best interest in mind Tommy James
Jeff Hanks was wonderful to work with, and made the financially stressful aspect of purchasing my first home very simple and easy. From our first encounter Jeff was friendly, and receptive to all questions and helped explain everything to me so I knew exactly what was going on. I would ... READ MORE Harrison Alexander Zepeda First-time home buyer
Jeff has great personalized service, an efficient process, and was available after regular business hours. James Hundley Financial Advisor
Jeff did a fantastic job with my financing. I will recomend him highly. Sheri Carrasco
My past experience in refinancing homes has alway been such a time consuming event and seemingly endless. Because of this I was hesitant in doing it again, but as I started to work with Jeff and his team I quickly realized that this was going to be different. Jeff and his team were ... READ MORE Christian Walton Christian Walton Construction Manager
Jeff was absolutely amazing to work with. I knew nothing going into our refinance and Jeff helped us through the entire process. Quick responses, answers that I understood and was there for any help we needed. His best interest was in his customers, which is a great feeling! Would ... READ MORE Kelle Plante
Jeff and Jenny made the loan process smooth and easy. Jeff was very good about communicating when something was needed and keeping our family on track with the home purchase. I would definitely go with Jeff and Jenny again on a future loan. David McKibben Finance Manager
My wife and I moved our family down here and didn't have anyone to refer to. Our realtor suggested Jeff because of how trusting and reliable he is. Jeff always gave me a straight answer and clearly detailed what was needed. He worked to get my family and I a loan we could handle, ... READ MORE Josh Mason Shop Manager
Unbeatable personal service! And the fastest application-to-closing I've ever done in my 25 years of buying and refinancing. Jeff and his crew handled a lot of the behind scenes hassle, pushing and chasing people and paper for us, making our approval and closing fast and easy. ... READ MORE Mark Lines Attorney
Jeff was incredible throughout the whole process. Often times getting a loan can be a long process but Jeff made it so fast and efficient. I really appreciate the follow up throughout the entire process. Very professional and would HIGHLY recommend Jeff and his team! Thank you so much! Winston Hawkins District Manager
Jeff Hanks is amazing! I have had the pleasure of working with Jeff on several mortgages over the years. Jeff has delivered seamless service on my behalf and also my clients. Just recently Jeff watched the rates with me for almost a year, then knew exactly when to move forward and ... READ MORE Dustin Smith Field Supervisor/Realtor
Jeff was absloutely amazing to work with! He was patience and understanding and really helped us through the whole house buying process. He took the time to explain things thoroughly to us as this was our first experience with buying a house! We would 100% recommend Jeff to all of our ... READ MORE Holly Workman Home buyer
Working with Jeff through this whole process was very smooth. Even from the very first little conversations that were before any of the paperwork and forms, Jeff made himself always available for me and our many questions about anything having to do with buying our new home. Having ... READ MORE Michael Britt Michael Britt Senior Training Liaison
Jeff was amazing to work with. We needed to move quickly to close on time and he nailed the timeline. Not only did Jeff to a great job funding the loan, but he even helped our realtor with best practices and advice and how to win the house in the first place. We would not have found ... READ MORE John H. Head of N.A. Sales Development
This is the second time that we've worked with Jeff and once again he managed the whole situation with ease, professionalism and honesty: Thank you Jeff! Oswaldo Diaz
Jeff is the person to talk to when it comes to mortgages! Knowledgeable, professional and the most important thing is he is not afraid to crack a joke to ease the stressful time. Just give Jeff a call you wont be disappointed. He just helped me refi my home and it was a piece of cake. ... READ MORE Christopher Spear
Jeff went far beyond the norm with my loan. I had a difficult situation and he was positive thoughtful, professional and honest. I would not have my new house if it were not for Jeff's knowledge and commitment. He is something special. Steven Hill Learning Talent and Development Coordinator
Jeff is BY FAR the best Loan Officer I've worked with. I'm not a first time home buyer - I've had other mortgages in the past. So, I know how the loan process works and what to expect. I can tell you that Jeff exceeded my expectations in every way. He made the process ... READ MORE Kevin Carney
Me gusto mucho el tiempo k tuvieron conmigo y la dedicación por enseñarme a k todos las cosas salieran bien muchas gracias Jeff hanks Mireya jimenez
He really did a fabulous job for us. Fun and made it easy to complete the mountains of papers. We would certainly recommend him, and please feel free to give out our names for any reference needed. John and Georgia Smedstad John and Georgia Smedstad
Being a homeowner for about 18 years and having made multiple purchases the mortgage portion is usually the hardest and most frustrating. This time around it was different Jeff made the experience easy and get it and not as complicate As other brokers that I have worked with. I highly ... READ MORE Eli goldstein Home owner
Hi would like to recommend Jeff Hanks, he did a very good job as he was my loan officer when I was in the process of buying my home. From the outset, I found Jeff to be straightforward and transparent with me. He made it clear he wanted my business, but was very upfront in setting ... READ MORE Ibrahima Traore Homeowner
I was very happy with my experience with Jeff. He was thorough and very helpful. He took the time to explain to me in detail the finance process and how it works. Great job!! I would recommend him to everyone. Thank you again. Donna L Brimhall
Jeff worked tenaciously and tirelessly to get our mortgage and he did so successfully! We're grateful. David Roth
Our family goal was to be able to budget for a house at the end of this year. I initially called Jeff to get us ready for what we needed to do to meet our goal. He took the time to look at the logistics and was able to help us buy our home sooner than expected! Jeff was available ... READ MORE Shannon Hardy Project Manager
Jeff kept me informed through the entire loan process. There were some delays, but Jeff and his team worked through them and we got the loan processed. Mark Chebul
My experience was great and the process was rather quick. Janette Silva
Jeff is the best!!!!!!!! He was able to close my loan and do it quickly after falling through with another lender. Amanda Blum
Jeff did an outstanding job. He keep me informed throughout the loan process. I would highly recommend him to friends, family, and business associates. Frances Pizzo Armenta Sales Director
Jeff is a great Loan Officer and business partner! He makes the process easy and fun! Monalisa Amparan American TItle
We are very Blessed that God used Jeff to help us get our new home. Jeff is very is to talk to and he is a great listener. Jeff and his staff keeps you informed and builds confidence every step of the way. I recommend Jeff HIGHLY when it comes to getting one ready for a home purchase. ... READ MORE Ron jones Ron jones Park Ranger
I have worked with Jeff for two years now and each transaction has been straight-forward and seamless. We have always closed on time and my clients have been very happy working with Jeff and his Qualify Team. My favorite part of working with Jeff is the level of communication that he ... READ MORE Kelly Brennan Realtor at JK Realty
I have worked with Jeff in two transactions and he and The Qualify Team have taken care of me and my family. In dealing with loans, it really helps to have a trustworthy and funny person to work with to help get through all the details. I would highly recommend Jeff and his team. Jonah Luster Business Development
Jeff and the Quality Team were amazing! They made it "easy" to purchase our new home. They work well together, they move quickly to get everything done in a timely manner, and they made us feel like "a million bucks!" Thanks so much everyone for your hard work and ... READ MORE Blanca Jones Reinstatement Analyst
Jeff is honest, hard working, trustworthy, and really takes the time to explain things to you. I would higjly recommend him. Tommy James Counselor
Jeff Hanks is awesome at his job! Jeff and his team my the loan process so easy. i will use him always! Brian Brimley
Jeff is one of the most talented Loan Originators I know. In just a few short months he has put together one of the strongest teams at AmeriFirst financial. I know he takes personal pride in the way he conducts his business and is constantly trying to improve his systems. Jeff has a ... READ MORE Mike Demke Mike Demke Business Development
Jeff took great care of me and my family. Made the loan process easy and helped every step of the way. Nathan Luster Nathan Luster Business owner
Jeff Hanks and the team at AmeriFirst made the whole process painless, I would highly recommend their services. Aaron Jensen
Jeff was extremely quick to reply to the many questions I had while going through the loan process and explained everything very clearly. He made the whole process easier than the all of the other home loans I have applied for. Thanks for all your help Jeff! Tory Golf Professional
Jeff was extremely patient and helpful in getting our refinancing done. Thank you Jeff and AmeriFirst ! Chris Combes
Jeff was extremely patient and helpful in getting our refinancing done. Thank you Jeff and AmeriFirst ! Chris Combes
This is the 3rd Home Loan\Refinance that I have done with Jeff Hanks. Even after he moved to a different company there is no one else that I would trust in assisting me with this kind of a process. He pays attention to the details and does everything he can to put me at ease and make ... READ MORE Brian Kane Director of IT

Let's accomplish more together.

Get in touch

Back to top